Annual vs Bi-Annual Chimney Inspection: What the Code Says

One of the most common questions we hear at Prime Chimney Experts is which option makes sense for a homeowner’s specific situation. Below is the unbiased side-by-side breakdown — pros, cons, real cost ranges, and when each one wins.

Annual Inspection

Pros

• NFPA 211 recommendation
• Catches creosote and cracks early
• Required by many home insurance policies

Cons

• Annual cost
• Scheduling in peak season

Typical cost: $150-$250 per visit

Bi-Annual (Every 2 Years) Inspection

Pros

• Lower annual cost
• Acceptable for light-use fireplaces

Cons

• Not code-compliant in most jurisdictions
• Misses creosote buildup in heavy-use homes
• May invalidate insurance claim

Typical cost: $150-$250 every other year

Side-by-Side Summary

Quick reference if you only have a minute:

• Annual Inspection: $150-$250 per visit — best when you want nfpa 211 recommendation
• Bi-Annual (Every 2 Years) Inspection: $150-$250 every other year — best when you want lower annual cost

Verdict

If you burn wood more than 10 times per season, inspect annually. For purely decorative gas fireplaces, every other year is generally acceptable — but confirm with your insurer.

Still on the fence? Talk to a licensed tech who can look at your actual setup. Prime Chimney Experts offers free in-home consultations and itemized quotes — call 682-226-6257 or request a visit online.